How Your Mortgage Rate is Determined

Key components that determine your interest rate When mortgage rates are touted on the news, for whatever reason, my phone tends to get a...

Breaking Down the Costs of a Mortgage

The most important factor when obtaining a mortgage In the mid-2000’s, I did a consolidation loan with a company called Lending Club. I...

Understanding Escrow Accounts

What you need to know about escrowing taxes and insurance when purchasing or refinancing a property and everything in between When I...

Refinance Without Risk: A guilt Free Refinance Strategy

With mortgage rates being at unprecedented lows in late 2020 - early 2021, I’ve found that some clients, friends, and family are not...

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